Whether you ride for fun or prefer commuting to work on two wheels instead of four, Joe Richardson Insurance Agency, Inc. has a motorcycle insurance policy that suits your needs. In the state of Texas, all drivers must prove financial responsibility—which means that most drivers need insurance. This includes cyclists, and our experience insurance agents can help you find an affordable policy to protect you and your bike. We’ll also help you determine if you need coverage beyond the legal minimums.

Lone Star State Motorcycles

In the state of Texas, motorcycles are considered to be any motorized vehicle having a saddle for the rider and up to three wheels. The category does not include tractors, and state laws concerning mopeds and motorized bicycles vary slightly from laws governing the operation of motorcycles. Joe Richardson Insurance Agency, Inc. has insurance options for all types of motorcycles, mopeds and bicycles, and we’ll work with you to find the right policy for your individual needs. Through our extensive network of top-rated insurance carriers, we’ll probably even be able to help you find fantastic discounts on the coverage you need.

Motorcycle Insurance Options

Although Texas only requires cyclists to carry minimum liability coverage, Joe Richardson Insurance Agency, Inc. offers a full menu of insurance options to protect you, your bike and others. Motorcycle policy options include

• Extended liability limits to help pay for damage you cause in a crash
• Collision coverage for crash-related damage to your bike
• Comprehensive coverage for non-crash-related damage to your bike
• Uninsured/underinsured motorist coverage to protect against damage done by others
• Towing and roadside assistance
• Custom parts and equipment coverage

Whether you ride locally or enjoy cross-country trips with friends, you can trust Joe Richardson Insurance Agency, Inc. to help you find a great motorcycle insurance policy. Get your free online quote today. We’ll have your back as you head toward the open road.

Get a Free Motorcycle Insurance Quote