Skip to content

Boat Insurance

from Joe Richardson Insurance Agency, Inc.

Boat Insurance

Texans work hard, but we also know how to have a good time. Joe Richardson Insurance Agency, Inc., a locally owned, independent insurance agency, understands that you need to relax and enjoy yourself when you take a break from the daily grind. That’s why we offer great rates on boat insurance. Whether you enjoy sailing or water skiing, fishing or paddling, we have boat insurance policies that can help you stay afloat.

Watercraft Coverage for Your Boat

Although Texas state law does not require boat insurance in order to register any non-commercial watercraft, you can rest easier knowing that you have great coverage. Joe Richardson Insurance Agency, Inc. has affordable policies for

  • Pontoons
  • Sailboats
  • Fishing boats
  • Yachts
  • WaveRunners® and jet boats
  • Speed boats
  • Other watercraft

Customizable Boat Insurance Policies

At Joe Richardson Insurance Agency, Inc., we don’t serve up cookie-cutter insurance policies. We take the time to get to know our customers, and we’ll shop our network of providers to find excellent boat insurance options for you. Our menu of watercraft coverage options includes

  • Property damage liability insurance
  • Medical payments coverage
  • Physical damage coverage for the insured watercraft
  • Underinsured/uninsured watercraft bodily injury coverage
  • Fuel spill liability and wreckage removal
  • Towing and emergency assistance
  • Unattached equipment coverage
  • Personal effects coverage
  • Agreed value coverage

Our customizable policies come with the option to set limits and deductibles. Your Joe Richardson Insurance Agency, Inc. agent will help you determine which options best suit your situation. Additionally, it’s important for you to understand where your policy covers you in the water. Available policies offer protection up to 75 miles from the U.S. coastline, and we’ll help you select the option that best suits your boating and leisure habits.

We Texans love our leisure time, but it’s difficult to enjoy yourself when you’re worried. Let Joe Richardson Insurance Agency, Inc. help you find great watercraft insurance coverage. Then you can leave the worrying to us when it’s time to catch a few waves.